In a high powered blender, blend oats on high until a very fine flour is formed.
Add all other ingredients except chocolate chips to the blender and blend on high until smooth. (If it seems too thick add a touch more milk)
Stir in chocolate chips.
Add a light coating of your favorite cooking oil to your skillet and spoon batter to form pancakes.
Cook until bubbles form around the edges and flip to cook other side (about 2 minutes or so per side depending on your oven).
Serve immediately with your favorite toppings. Store leftovers in the freezer or fridge!